Webull Crypto Trading Now: Webull Pay, Hours, Custody, and Limits

As of 19 September 2026 (UTC). Webull still offers live U.S. crypto trading, but the product is not the 2023 brokerage wrap this page used to describe. Crypto is offered by Webull Pay LLC, sits inside the Webull app, and is not FDIC or SIPC insured. Hours, custody, and minimum ticket size depend on whether your state uses Coinbase or Bakkt.

Source: Webull, Getting Started with Crypto Trading; Webull, Buy & Sell Crypto. Time: 19 September 2026 (UTC). So-what: if you still treat Webull crypto like a FINRA/SIPC stock account, you are reading last cycle’s story.

Key Takeaways

• U.S. customers can buy, sell, and hold crypto in the Webull app through Webull Pay LLC, not through the broker-dealer book that covers stocks.
• Trading is described as 24/7, with a daily 4:55–5:10 p.m. ET maintenance window outside New York, Guam, and the Northern Mariana Islands.
• Most states custody and execute through Coinbase; NY/Guam/NMI use Bakkt. Minimum order size is $2 for Coinbase-supported customers and $1 for Bakkt-supported customers.
• The public coin list includes BTC, ETH, SOL, XRP, DOGE, SHIB, USDC, and PAXG, with 70+ assets advertised; the live list is location- and eligibility-gated in the app.
• Webull’s own FAQ says crypto cannot be shorted and cannot be bought on margin. Crypto balances are not FDIC or SIPC insured.

What is Webull crypto trading now?

Webull’s product page states: “Crypto is back on the Webull App,” with 70+ coins, no monthly custody fee, and the ability to manage crypto next to a brokerage portfolio. The legal wrapper is explicit: cryptocurrency trading is offered by Webull Pay LLC (NMLS ID 1886762), a licensed money transmitter. Webull Financial LLC (FINRA/SIPC member) is a separate broker-dealer. Those two entities are not interchangeable.

Source: Webull crypto product page. Time: 19 September 2026 (UTC). So-what: SIPC coverage on the stock side does not travel over to BTC in the same app. Official disclosure: cryptocurrency is not a security and is not FDIC or SIPC insured.

Eligibility is U.S.-centric. Google Play’s Webull Pay listing and the product disclosure both frame the service as available to U.S. residents. If you are outside that perimeter, the app list is the only current filter—do not assume a 2023 “global 24/7 desk” still exists.

Can I trade crypto on Webull outside regular stock-market hours?

Yes, with a catch. Webull’s help center says crypto trading is available 24 hours a day, 7 days a week, then splits the clock by venue:

• Outside New York, Guam, and the Northern Mariana Islands: a daily maintenance window from 4:55 p.m. to 5:10 p.m. ET. Day orders that are unfilled expire at 4:55 p.m. ET. A day order placed at 7:30 p.m. ET stays live until 4:55 p.m. ET the next day.
• In New York, Guam, and the Northern Mariana Islands: no daily maintenance window. Day orders expire at 5:30 p.m. ET if unfilled.

Source: Webull FAQ 11094. Time: 19 September 2026 (UTC). So-what: “24/7” is the marketing line; the operational line is 24/7 minus a 15-minute Coinbase-side halt for most of the country.

Crypto is not supported on the Webull Tablet or Advanced Trading (HD) app. Webull tells tablet users to use the main Investing & Trading app.

Where are the coins held?

Custody is split, not unified:

• Outside NY / Guam / NMI: Coinbase holds and safeguards the assets and executes the trades.
• NY / Guam / NMI: Bakkt Crypto Solutions, LLC handles execution and storage. Webull Pay and Bakkt are separate entities; the customer has an account at Bakkt for the coins.

Source: Webull FAQ 11094 and the crypto product-page NY/Guam/NMI disclosure. Time: 19 September 2026 (UTC). So-what: you are taking Coinbase or Bakkt operational risk, not “Webull brokerage vault” risk. That is the opposite of the old copy that treated FINRA/SIPC as a crypto umbrella.

What can you trade, and what is blocked?

Webull’s supported-investments FAQ lists Bitcoin (BTC), Ethereum (ETH), Solana (SOL), XRP, Dogecoin (DOGE), Shiba Inu (SHIB), “and many others.” Stablecoins named on that page: USD Coin (USDC) and PAX Gold (PAXG). The marketing page and developer docs describe 70+ assets. The live set is whatever the Webull or Webull Pay app shows for your location and account.

Two hard limits from the same FAQ:

• No short selling of crypto.
• No margin on crypto positions—orders must be fully funded with cash in the crypto account.

Funding minimums on the product page: Coinbase-supported customers $2; Bakkt-supported customers $1. OpenAPI docs also publish per-trade caps ($100,000 maximum per trade; $200,000 maximum total pending buys) for integrators—treat those as API limits, not a promise that the retail app matches them tick-for-tick.

Source: Webull FAQ 11093; Webull crypto product page; Webull Crypto API. Time: 19 September 2026 (UTC). So-what: this is a long-only, cash-funded, U.S. on-ramp with a venue split. It is not a perp desk and it is not a margin book.

How this sits next to a futures account

Webull’s pitch is “stocks and crypto in one app.” That is useful if your job is U.S. spot BTC next to a brokerage book. It does not give you shorts, leverage, or 24/7 with zero downtime. If the job is a listed perpetual with two-way risk, that is a different venue. Readers who want a OneBullEx account can open one through this invitation link, then check live eligibility, fees, funding, and liquidation on the site before any order.

Frequently Asked Questions

Does SIPC protect Webull crypto?

No. Webull’s own crypto page says cryptocurrency is not a security and is not FDIC or SIPC insured. FINRA/SIPC applies to the separate Webull Financial brokerage relationship, not to Webull Pay crypto balances.

Is crypto on Webull really commission-free?

The help center I used on 19 September 2026 (UTC) does not publish a retail crypto commission schedule. Do not copy older “zero commission crypto” claims. Check the order ticket spread and any Webull Pay fee line before you send size.

Can I paper-trade crypto on Webull?

Webull offers paper trading on the brokerage side. The crypto FAQs I used for this refresh do not confirm that simulated crypto tickets still exist. If you need a dry run, verify the toggle in-app; do not assume the 2023 walkthrough still applies.

Who can use it?

The current public pages describe U.S. customers / U.S. residents. Location and eligibility gate the coin list. Non-U.S. readers should treat this as a U.S. product description, not a global listing.

Risk disclosure

Cryptocurrency trading is offered by Webull Pay LLC and involves substantial risk. Crypto is not FDIC or SIPC insured. Custody and execution sit with Coinbase or Bakkt depending on your state. This page is educational, not an offer or a recommendation to buy, sell, or hold any asset, and not an advertisement for Webull. Product details change; confirm hours, fees, coin list, and eligibility in the Webull or Webull Pay app before you trade. OneBullEx is a separate venue with its own eligibility, fees, and liquidation rules.